Many parents these days pays too much for health insurance for their children. Because of the Law CN, most employers pay at least 50% of their health insurance premiums for employees. They are not required to pay a portion of the coverage of a spouse or dependent. This means that parents pay the full amount of the premium for health insurance for their child. In most cases, parents can save money and provide a plan for quality assurance of the health of their children by buying a single policy for each child.
Why should you think about private health insurance for your baby
Individual Health Insurance, taken individually. This means that the rate (or premium) are based largely on the health of the individual. Policy Group factor in health for the whole group, which means that the health of people actually help pay premiums for unhealthy members of this group. In addition, most group plans offer a coverage rate dependent, which means that families with one child pays the same rate as the families of two or more persons.
Save money
If you have your child about the health of your employer, you are probably paying too much for health insurance for your child. child fare to your employer is based largely on age and medical history of the group. Many times we are able to keep your child with the same company that your employers plan, but give a lower premium.
Your childs are protected
When your healthy child is covered by an insurance policy individual health that you have a guarantee of eligibility for preferential rates. You do not have to worry about changes in your employers plan or your employment situation.